# Payouts
## π Deposit Commission Payouts
***
### How Deposit Payouts Work
Deposit commission is not paid upfront in full.
Instead, it is:
π Vested and paid monthly over the duration of the Fixed Savings term
This ensures rewards are aligned with the lifecycle of the underlying investment.
***
### Payout Timing
β’ Deposit commission is distributed monthly\
β’ Each payout corresponds to a portion of the total commission\
β’ Payments are credited directly to your balance
***
### Example
If a referred user allocates **$100,000** into a 12-month Fixed Savings product:
β’ Total commission = **4% ($4,000)**\
β’ Paid monthly = **\~$333 per month over 12 months**
***
### Important Conditions
Deposit commission payouts are only made if:
β’ The referred userβs funds remain allocated in the product\
β’ The allocation remains active or reaches maturity\
β’ No fraud or policy violations are detected
***
#### If conditions are not met
π Any remaining unpaid commission is cancelled immediately
***
## π Interest Commission Payouts
***
### How Interest Payouts Work
Interest commission is earned as your referrals generate returns.
π You are paid **each time your referral receives an interest payout**
**This creates a recurring income stream tied to real activity.**
***
### Payout Timing
β’ Paid on the same date as the referralβs interest payout\
β’ Credited directly to your account balance\
β’ Applies to both Fixed and Flexible Savings
***
### Flexible Savings Condition
For Flexible Savings products:
π Interest commission is only paid if:
β’ The referred user maintains their allocation for at least 30 calendar days
***
#### If withdrawn early
β No interest commission is paid for that period
***
## π Summary of Payouts
| Commission Type | When Paid | Structure |
| ------------------- | -------------- | ------------------------ |
| Deposit Commission | Monthly | Vested over product term |
| Interest Commission | On payout date | Paid per interest event |
***
### How is this different from the Partner Program?
| Feature | Referral Program | Partner Program |
|---|
| Intended for | Individual users | Businesses / creators |
| Commission rates | Fixed | Custom |
| Minimum requirements | None | Yes |
| Scale | Casual sharing | High-volume |
| Support | Standard | Priority |
### Tracking your referrals
Your dashboard provides full visibility into:
* Total referrals
* Referred volume
* Earnings generated
* Ongoing activity
### What counts as an active referral?
An active referral is a user who:
* Has successfully registered using your referral link
* Has deposited funds
* Is actively allocated within a fixed or flexible savings product
Inactive or dormant accounts may not qualify toward ongoing partner requirements.
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