# Commission Structure

## 📊 Deposit Commission

***

### How it works

Deposit commission is earned when a referred user allocates funds into a Fixed Savings product.

Commissions are calculated based on the amount allocated, using a tiered structure.

***

### Commission Rates

| Referred Deposit Amount | Commission Rate |
| ----------------------- | --------------- |
| $0 – $9,999             | **1%**          |
| $10,000 – $49,999       | **2%**          |
| $50,000 – $99,999       | **3%**          |
| $100,000+               | **4%**          |

***

### Payout Structure (Vested)

Deposit commission is not paid upfront in full.

Instead, it is:

👉 Vested and paid monthly over the duration of the Fixed Savings term

***

#### Example

A referred user allocates **$100,000** into a 12-month Fixed Savings product:

• Total commission = **$4,000 (4%)**\
• Paid monthly = **\~$333 per month over 12 months**

***

### Important Conditions

Deposit commission will only continue to be paid if:

• The referred user’s funds remain allocated in the product\
• The product remains active or reaches maturity\
• No fraud, abuse, or policy violations are detected

If conditions are not met

Any remaining unpaid commission is cancelled

***

## 📈 Interest Commission

***

### How it works

Interest commission allows you to earn ongoing rewards based on the interest generated by your referrals.

This applies to:

• Fixed Savings\
• Flexible Savings

***

### Commission Rates (Tiered)

| Monthly Interest Generated | Commission Rate |
| -------------------------- | --------------- |
| $0 – $499                  | **7.5%**        |
| $500 – $1,999              | **10%**         |
| $2,000 – $4,999            | **12.5%**       |
| $5,000 – $9,999            | **15%**         |
| $10,000+                   | **17.5%**       |

***

### Payout Timing

Interest commission is:

👉 Paid on the same date as the referral’s interest payout\
👉 Credited directly to your account balance

***

### Flexible Savings Condition

For Flexible Savings:

👉 Interest commission is only paid if:

• The referred user maintains their allocation for at least 30 calendar days

***

#### If withdrawn early

❌ No interest commission is paid for that period

***

## 🔁 Summary of Earnings

The Varntix model allows you to earn:

• Upfront (vested) rewards from deposits\
• Ongoing recurring income from interest generation

This creates a structure where earnings grow alongside the activity and longevity of your referrals.

***

## 🚫 Restrictions & Compliance

To ensure fairness and integrity of the program:

• Self-referrals are strictly prohibited\
• Multiple or linked accounts used to manipulate rewards are not permitted\
• Misleading or non-compliant promotion is prohibited

***

### Fraud & Abuse Monitoring

Varntix applies monitoring systems to detect:

• Linked accounts or coordinated activity\
• Unusual transaction patterns\
• Attempts to exploit commission structures

Where such activity is identified:

👉 Commissions may be withheld, cancelled, or reversed

***

## 🔐 Key Principle

The referral program is designed to reward genuine user growth and long-term participation, not short-term activity.

Higher-value referrals earn higher commission rates, rewarding quality introductions and larger allocations.


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://varntix.gitbook.io/resources/partners-and-referrals/commission-structure.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.