Commission Structure

📊 Deposit Commission

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How it works

Deposit commission is earned when a referred user allocates funds into a Fixed Savings product.

Commissions are calculated based on the amount allocated, using a tiered structure.

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Commission Rates

Referred Deposit Amount	Commission Rate
$0 – $9,999	1%
$10,000 – $49,999	2%
$50,000 – $99,999	3%
$100,000+	4%

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Payout Structure (Vested)

Deposit commission is not paid upfront in full.

Instead, it is:

👉 Vested and paid monthly over the duration of the Fixed Savings term

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Example

A referred user allocates $100,000 into a 12-month Fixed Savings product:

• Total commission = $4,000 (4%) • Paid monthly = ~$333 per month over 12 months

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Important Conditions

Deposit commission will only continue to be paid if:

• The referred user’s funds remain allocated in the product • The product remains active or reaches maturity • No fraud, abuse, or policy violations are detected

If conditions are not met

Any remaining unpaid commission is cancelled

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📈 Interest Commission

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How it works

Interest commission allows you to earn ongoing rewards based on the interest generated by your referrals.

This applies to:

• Fixed Savings • Flexible Savings

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Commission Rates (Tiered)

Monthly Interest Generated	Commission Rate
$0 – $499	7.5%
$500 – $1,999	10%
$2,000 – $4,999	12.5%
$5,000 – $9,999	15%
$10,000+	17.5%

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Payout Timing

Interest commission is:

👉 Paid on the same date as the referral’s interest payout 👉 Credited directly to your account balance

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Flexible Savings Condition

For Flexible Savings:

👉 Interest commission is only paid if:

• The referred user maintains their allocation for at least 30 calendar days

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If withdrawn early

❌ No interest commission is paid for that period

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🔁 Summary of Earnings

The Varntix model allows you to earn:

• Upfront (vested) rewards from deposits • Ongoing recurring income from interest generation

This creates a structure where earnings grow alongside the activity and longevity of your referrals.

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🚫 Restrictions & Compliance

To ensure fairness and integrity of the program:

• Self-referrals are strictly prohibited • Multiple or linked accounts used to manipulate rewards are not permitted • Misleading or non-compliant promotion is prohibited

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Fraud & Abuse Monitoring

Varntix applies monitoring systems to detect:

• Linked accounts or coordinated activity • Unusual transaction patterns • Attempts to exploit commission structures

Where such activity is identified:

👉 Commissions may be withheld, cancelled, or reversed

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🔐 Key Principle

The referral program is designed to reward genuine user growth and long-term participation, not short-term activity.

Higher-value referrals earn higher commission rates, rewarding quality introductions and larger allocations.