Commission Structure
📊 Deposit Commission
How it works
Deposit commission is earned when a referred user allocates funds into a Fixed Savings product.
Commissions are calculated based on the amount allocated, using a tiered structure.
Commission Rates
$0 – $9,999
1%
$10,000 – $49,999
2%
$50,000 – $99,999
3%
$100,000+
4%
Payout Structure (Vested)
Deposit commission is not paid upfront in full.
Instead, it is:
👉 Vested and paid monthly over the duration of the Fixed Savings term
Example
A referred user allocates $100,000 into a 12-month Fixed Savings product:
• Total commission = $4,000 (4%) • Paid monthly = ~$333 per month over 12 months
Important Conditions
Deposit commission will only continue to be paid if:
• The referred user’s funds remain allocated in the product • The product remains active or reaches maturity • No fraud, abuse, or policy violations are detected
If conditions are not met
Any remaining unpaid commission is cancelled
📈 Interest Commission
How it works
Interest commission allows you to earn ongoing rewards based on the interest generated by your referrals.
This applies to:
• Fixed Savings • Flexible Savings
Commission Rates (Tiered)
$0 – $499
7.5%
$500 – $1,999
10%
$2,000 – $4,999
12.5%
$5,000 – $9,999
15%
$10,000+
17.5%
Payout Timing
Interest commission is:
👉 Paid on the same date as the referral’s interest payout 👉 Credited directly to your account balance
Flexible Savings Condition
For Flexible Savings:
👉 Interest commission is only paid if:
• The referred user maintains their allocation for at least 30 calendar days
If withdrawn early
❌ No interest commission is paid for that period
🔁 Summary of Earnings
The Varntix model allows you to earn:
• Upfront (vested) rewards from deposits • Ongoing recurring income from interest generation
This creates a structure where earnings grow alongside the activity and longevity of your referrals.
🚫 Restrictions & Compliance
To ensure fairness and integrity of the program:
• Self-referrals are strictly prohibited • Multiple or linked accounts used to manipulate rewards are not permitted • Misleading or non-compliant promotion is prohibited
Fraud & Abuse Monitoring
Varntix applies monitoring systems to detect:
• Linked accounts or coordinated activity • Unusual transaction patterns • Attempts to exploit commission structures
Where such activity is identified:
👉 Commissions may be withheld, cancelled, or reversed
🔐 Key Principle
The referral program is designed to reward genuine user growth and long-term participation, not short-term activity.
Higher-value referrals earn higher commission rates, rewarding quality introductions and larger allocations.
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